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  1. #1
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Insurance for my Raider

    Got an insurance quote for £90 with Sureterm (anyone heard of them?), only thing is its got a £600 excess they say its down to my age or got Footman James for £150. Im not aiming at destroying the car or even damaging it but £600 is a bit much really just incase anything does happen.

  2. #2
    Committee, NW Regional Rep Alex's Avatar
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    Re: Insurance for my Raider

    I'd bite their hands off! Just make sure you don't stack it!

  3. #3
    Member D4WNO's Avatar
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    Re: Insurance for my Raider

    I'd be a bit wary of a company I didn't know anything about - have you found anything on Google?

  4. #4
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance for my Raider

    Just having a read and think its a dont stack it, dont make any changes to the policy or cancel it early, other than that, £90 for a piece of paper will be fine. Still thinking might be worth just the extra £60 just for the peace of mind though.

  5. #5
    Member D4WNO's Avatar
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    Re: Insurance for my Raider

    Yeah personally, I'd rather pay the extra just to feel better about it

  6. #6
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance for my Raider

    Footman James it is thats scarey when start reading about that insurance company

  7. #7
    Non-member adscan's Avatar
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    Re: Insurance for my Raider

    What is scary about sureterm?

  8. #8
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance for my Raider

    Quote Originally Posted by adscan View Post
    What is scary about sureterm?
    https://www.moneysupermarket.com/c/c...t/reviews/140/

    http://www.reviewcentre.com/reviews103995.html

    http://www.uk-insurance-index.co.uk/...view-1200.html

    and loads more reviews all saying the same thing, your not with them are you??

  9. #9
    Non-member adscan's Avatar
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    Re: Insurance for my Raider

    It seems all the problems stem from cancelling early.
    If your 5 is a long term car and you have no intention of cancelling early I can't see the problem with them.
    After all a classic policy with 5000 miles a year for £85. £100 excess. Can't really be bad.

  10. #10
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance for my Raider

    Quote Originally Posted by adscan View Post
    It seems all the problems stem from cancelling early.
    If your 5 is a long term car and you have no intention of cancelling early I can't see the problem with them.
    After all a classic policy with 5000 miles a year for £85. £100 excess. Can't really be bad.
    The excess was £600 for the car. And the problems dont just start with cancelling, more of changing any info on the car or even trying to send them documents like a guaranteed value they keep loosing everyones mail or denying they ever got it in the first place.

  11. #11
    Non-member adscan's Avatar
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    Re: Insurance for my Raider

    Quote Originally Posted by Bigfoot View Post
    The excess was £600 for the car. And the problems dont just start with cancelling, more of changing any info on the car or even trying to send them documents like a guaranteed value they keep loosing everyones mail or denying they ever got it in the first place.
    Oh I see.

    My car has had no modifications and that is the way it will remain. £85 notes for a insurance document is still good.

    I see how making changes to the policy has hiked the price up.

  12. #12
    Non-member markey b's Avatar
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    Re: Insurance for my Raider

    i dont think there is many 5's out there that would get repaired in the event of a smash to be fair, most are written off as uneconomical, or lack of parts....

    if my orange car gets damaged, providing i can walk away i'd be breaking whats left and would probably get double any possible payout

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